2022福州买房政策：限购限售、首付、公积金、税费、落户汇总
2022年救市组合拳连续出击，让人目不暇接。年初至今，全国已超过150多个城市发布了楼市松绑政策，福州同样不例外。
如，放宽限购限售、降低公积金贷款首付比例，以及各种人才购房优待政策……让人眼花缭乱。
整理了福州最新限购、限贷、限售、公积金、二手房税费等最新政策，全是干货，非常实用。请收藏转发！
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/42e8ea31a06346d3887ba615adb2eb5d~tplv-tt-large.image?x-expires=1980756338&x-signature=t5TRGr708VPTqasguk2GZP%2FqHi0%3D
01
限购
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/a63182d8412c4cfeb36c4d8895408f8e~tplv-tt-large.image?x-expires=1980756338&x-signature=DhlR6l3OCi68iy0a6J90BV7yruc%3D
备注：
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/946424abc7e6471b85cdafa87304f230~tplv-tt-large.image?x-expires=1980756338&x-signature=Shx0C2A%2FKlPqupFKbnyxNIvuQQY%3D
02
限售
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/7371c7a12a794d309785ab3a638b2243~tplv-tt-large.image?x-expires=1980756338&x-signature=zCQw8PL9fOs7qy6JJQzC3wNTgGY%3D
03
限贷、房贷利率（首付比例）
当前，福州主流房贷利率为4.1%，二套房为4.9%。
根据《福州市限购区域调整差别化住房信贷政策实施细则》，自8月17日起，福州房贷利率下限分成五种情况执行。
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/371bfc43378049feb2843d9519faa2ab~tplv-tt-large.image?x-expires=1980756338&x-signature=PyUqODKMfcHNhoQOUl0HmFNxP9I%3D
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/1008237c4c314844a979b220f691def7~tplv-tt-large.image?x-expires=1980756338&x-signature=vU7kv4VOKVVTIQN3y0s5iO7VAXA%3D
04
公积金
纯公积金
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/86be475dde4147639e38a91eddb77c3a~tplv-tt-large.image?x-expires=1980756338&x-signature=hghIeswwFhaheXkSPxhz5Hp2m5Y%3D
商转贷
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/bb10bc63684a45f194b9818b1c351551~tplv-tt-large.image?x-expires=1980756338&x-signature=32cRSgA0AY%2Bx5A6AVdJenkN%2BbN0%3D
05
购房税费
新房：住房销售总价（含首付与月供）、契税、其他费用；
二手房：住房销售总价（含首付与月供）、契税、增值税、附加税、个人所得税、中介费以及其他费用。
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/1da9ac2247db48bd94c7adabcda7cef3~tplv-tt-large.image?x-expires=1980756338&x-signature=QM4k8hZwI9b2zXC4J7D3pDZc4XQ%3D
1.契税
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/32b66bc35ee44071b780929c121ac33e~tplv-tt-large.image?x-expires=1980756338&x-signature=7%2BMsb4JsmZSWr826Oucx9vCCuNk%3D
2.增值税及附加税
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/72dc3af421b94a27b6a369e659bf2d49~tplv-tt-large.image?x-expires=1980756338&x-signature=kUTWujKn3huH5YEScnH12jtJl%2BU%3D
3.中介费
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/905cc52cb29f4114ab489be089aea0af~tplv-tt-large.image?x-expires=1980756338&x-signature=Po6MUzhtkp6%2F8Z1rd6skhIbGXfI%3D
4.贷款担保费
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/cf123dc19d644a8bad65a5dfc9548137~tplv-tt-large.image?x-expires=1980756338&x-signature=L5SQOem0%2F6vJOm77jDfRRL6hoHo%3D
5.个人所得税
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/b31dc525a67444258df76a738e12c3d6~tplv-tt-large.image?x-expires=1980756338&x-signature=mipBSEkCTEaRBSHuvGr4Iz5Vuzw%3D
6.交易手续费
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/0541043d3eee4ef991cf748ebcd297b2~tplv-tt-large.image?x-expires=1980756338&x-signature=Z%2Ba4xggc4GiI2o0j4oASosGJnTQ%3D
06
落户政策
一、 适用对象
（1）外省市户口迁入福州。
（2）福州市辖的六县（市）、长乐区户口迁入五城区。
二、办理流程
1、六县（市）、长乐迁入五城区
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/237399a457764dc19973584f35a6a186~tplv-tt-large.image?x-expires=1980756338&x-signature=39%2BJk5gDyR9pGOO5QlNNyuKYv1k%3D
2、外省迁入
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/fca9402c077a4cec81aa70a8741ca358~tplv-tt-large.image?x-expires=1980756338&x-signature=%2Fdq6eYTO8kK11RPqB8P7iYbxZ8o%3D
3、互联网申请
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/203982d6b71d4ef19aece1f6f445cfd2~tplv-tt-large.image?x-expires=1980756338&x-signature=ywgRbL0K4QJzIpshUSlyscukMGw%3D
三、落户8个方式
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/0f6204b2b11446d4b65f85fed704a1e3~tplv-tt-large.image?x-expires=1980756338&x-signature=4SggEjU7ZyrKsMJ5cxissvELe3s%3D
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/ad0f6a74154e4d9c8ab8b2fb25d7c858~tplv-tt-large.image?x-expires=1980756338&x-signature=ZanFrzV7Bf8iO1ao3smnSLTxio0%3D
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/1bb58a760cd24fad929b4d91c09690d9~tplv-tt-large.image?x-expires=1980756338&x-signature=EBDXrqOdeMJmeP4SWdHqhB591zA%3D
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/7dce39a5ca654a46b49ecd41b339d9f6~tplv-tt-large.image?x-expires=1980756338&x-signature=lhb%2FSrdLtmoU%2BRyUZGRY%2F5RUisg%3D
https://p3-sign.toutiaoimg.com/tos-cn-i-qvj2lq49k0/bc4a3dc42a664b21a12ec316da080217~tplv-tt-large.image?x-expires=1980756338&x-signature=IFxeO8anuU9Xq7aS%2BMpnwxzlTMg%3D
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